Our Plans

Motor Insurance Plans 

Comprehensive and third-party coverage for your vehicles — drive with confidence and peace of mind.

Plans / Coverage :

1. Third-Party Liability Insurance

   • Covers injuries or damages caused to third parties in an accident.

   • Mandatory by law in India.

2. Comprehensive Motor Insurance

   • Covers both your own vehicle and third-party damages.

   • Includes optional add-ons: Zero Depreciation, Engine Protect, Return to Invoice, NCB Protection, Roadside Assistance.

3. Own-Damage Policy

   • Protects your vehicle against accidents, theft, fire, and natural disasters.

   • Suitable for vehicles already having third-party insurance.

4. Commercial Vehicle Insurance

   • Coverage for business vehicles like trucks, taxis, and buses.

   • Includes third-party liability and optional passenger coverage.

Travel Insurance Plans

Secure your journeys at home and abroad — protecting you and your loved ones from unexpected travel risks.

Plans / Coverage :

1. Domestic Travel Insurance

   • Coverage for medical emergencies, trip delays, lost luggage, and accidents within India.

   • Ideal for frequent travellers across the country.

2. International Travel Insurance

   • Comprehensive cover for medical emergencies abroad, trip cancellations, lost passports, and baggage delays.

   • Suitable for tourists, students, and business travellers.

3. Student Travel Insurance

   • Designed for students studying abroad or travelling for education.

   • Covers medical emergencies, study interruptions, and travel-related contingencies.

Health Insurance Plans

Protect yourself and your family from unexpected medical expenses with comprehensive health coverage.

Plans / Coverage :

1. Individual Health Plan

   • Covers hospitalisation, surgeries, and medical expenses for one person.

   • Cashless treatment at network hospitals.

2. Family Floater Plan

   • Single policy covering the entire family.

   • Easy to manage and cost-effective for households.

3. Critical Illness Plan

   • Provides lump-sum payout on diagnosis of serious illnesses such as cancer, heart attack, or stroke.

   • Helps cover treatment costs or income loss.

4. Senior Citizen Health Plan

   • Designed for elderly individuals, covering pre-existing conditions and hospitalization.

   • Higher age eligibility (up to 80 years).

5. Top-Up / Super Top-Up Plan

   • Additional coverage beyond your existing health plan.

   • Ideal for major hospitalisations or high medical costs.

Fire Insurance Plans

Protect your home, office, or business property from fire, natural disasters, theft, and other unforeseen events.

Plans / Coverage:

1. Home Structure Insurance

   • Covers damages to your house from fire, lightning, explosion, or natural disasters like earthquakes and storms.

   • Suitable for homeowners wanting to protect the building itself.

2. Home Contents Insurance

   • Protects furniture, electronics, jewellery, and other valuables inside your home.

   • Covers theft, fire, or accidental damage.

3. Shop / Office Insurance

   • Designed for businesses, retail shops, or offices.

   • Covers property, equipment, stock, and business interruption caused by fire, burglary, or natural calamities.

Home & Shop Insurance Plans

Secure your home, office, or shop from fire, theft, natural disasters, and unexpected damages.

Plans / Coverage :

1. Home Structure Insurance

   • Protects the physical structure of your home against fire, storms, earthquakes, and other natural or accidental damages.

   • Ideal for homeowners seeking building protection.

2. Home Contents Insurance

   • Covers furniture, electronics, valuables, and personal belongings inside your home.

   • Includes theft, fire, or accidental damage coverage.

3. Shop / Office Insurance

   • Designed for businesses, shops, and offices.

   • Covers property, stock, equipment, and business interruption caused by fire, burglary, or natural disasters.

Term Insurance Plans

Pure protection for your loved ones — financial security in case of the unexpected.

Plan Description:

• Term insurance provides high life cover at affordable premiums.

• Pays a lump-sum amount to your nominees in case of your untimely demise during the policy term.

• Simple, risk-focused plan without investment or savings component.

Key Benefits :

• High coverage at low premium

• Flexible policy terms (10–40 years)

• Tax benefits under Section 80C & 10(10D)

• Financial security for family and dependants

Mutual Fund Investment Plans

Grow your wealth with professionally managed funds — tailored to your risk appetite and financial goals.

Plan Types / Options:

1. Equity Mutual Funds

   • Invest primarily in stocks for long-term growth.

   • High return potential but higher risk.

   • Suitable for investors with a long-term horizon (5+ years).

2. Debt Mutual Funds

   • Invest in bonds, government securities, and other debt instruments.

   • Lower risk with stable returns.

   • Ideal for conservative investors seeking steady income.

3. Balanced / Hybrid Funds

   • Mix of equity and debt for moderate risk and returns.

   • Balances growth and stability.

   • Suitable for medium-term financial goals.

4. ELSS (Equity Linked Savings Scheme)

   • Tax-saving mutual fund under Section 80C.

   • Lock-in period of 3 years.

   • Offers growth potential along with tax benefits.

5. Index Funds / ETFs

   • Passive funds tracking market indices.

   • Low-cost and long-term growth-oriented.

Key Benefits :

• Professionally managed portfolios

• Diversification across sectors and assets

• Flexible investment amounts (lump sum or SIP)

• Tax-saving options with ELSS